Reinforcing Med Microfinance Network System for Start-ups

Lebanon National Mesures – Microloans Personal Loans

Microloans: Personal Loans
Name of responsible organization: AEP
Starting year2021End year
Short description The Personal loans product was created as a result of the multifaceted crisis that the country is passing through and the high increase in the demand for personal loans among the entrepreneurs. 

What kind of activity does this measure finance?

Creation of new businessesNo
Strengthening of existing businessesYes
Specific investments – specify type (i.e., innovation, research, environmental transition, hiring, internationalization, purchase of goods)Personal loan not conditioned but the purpose should be mentioned in the loan application along with a supporting document (Pay rental fees, schooling, buy new car etc.)
Training activitiesNo
Other (specify)n/a

What type of financing is it?

Low-interest loan (indicate the repayment time and, if present, the requirement for collateral)Yes
If Yes, repayment time (years): up to 2 years
If Yes, requirement for collateral: salary or property
Non-repayable grant (indicate the percentage of non-repayable fund)No
If Yes, percentage of non-repayable fund:
Tax creditNo
Other (specify)No

How does the activation of the measure work?

One-stop means There is no closing date, this product is open for all small entrepreneurs requiring a personal loan
Call with closing date

Financial entity of the measure (indicate the resources allocated)

Overall amount
% Facilitation for each recipient
Minimum amount that can be financedN/A
Maximum amount that can be financed15.000.000 LBP
Origin of financial resources (European, State, Regional authority, Municipal authority, other)AEP own fund 

Type of funded social structure (indicate if belonging to a specific category is required in order, to access the measure)

FemaleOver 50Unemployed (Specify any type)Disadvantaged groups (specify type)Youth (specify age range)Other (specify)
IndividualBeneficiaries are small entrepreneurs holding a small businessAny person with a physical disability is eligible 18 – 30
Company XXXXXX

Does the measure provide for accompaniment and training or only financial support?

Financial support + accompaniment/training
Only Financial supportYes

Is the measure considered a good practice and as such replicable in other national and / or international contexts?


How many initiatives have been financed in the last 3 years and for what economic amount?

Number of initiatives 28Total economic amount 248.160.000 LBP
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